This was the quickest of the NSD projects. It really just entailed cutting paper for the inside of the cover, then putting foil glitter flock rub ons on the surface of the cover. I love those rub ons, so it was fun to play with. I'm not a checkbook carrier, but this has a calendar inside and I think I'll use this as a year-in-review mini album instead. A good place to put the extra pictures from this year!